Articles
When it comes to understanding which health insurance plan is best for you, your family or your small business, knowledge is power. The articles in our Health Library are here to help you better understand what to look for when shopping for health insurance in Illinois.
My Company's IL Insurance Plan is Horrible! What Can I Do?
You're gainfully employed in a bad economy, making a good salary and have decent job security. There's one problem, though. One big problem. The health insurance plan that your employer decided to go with is about as useful to you as bottled water during a flood. Here is some helpful information on what to consider when option out of your employer's group health plan. Read full article
Which Small Group Health Insurance Plan is Right for my New Business?
It's a new year. You're finally ready to strike out on your own. You've got a killer business plan, a perfect location and an office full of brand new, state-of-the-art equipment. The people you're interviewing are bright, eager and anxious to settle into a new position with your promising new business. But how do you choose the right Illinois health plan for your company? This article will help you make the right choice, the first time. Read full article
When it comes to Health Insurance, Don’t Sweat the Small Stuff
As someone who has been doing this for many years now, I completely understand the concerns people have when shopping for health insurance in Chicago. You want good coverage at a price you can afford. It makes perfect sense. What many of my clients seem to overlook is that health insurance is intended to serve as protection against major, catastrophic and potentially life-changing events. Read full article
What You Need to Know About Health Insurance and Pre-Existing Conditions
There seems to be a lot of confusion these days when it comes to health insurance and pre-existing conditions. Sadly, this wave of misinformation ultimately leaves many people feeling nothing short of un-insurable. We would like to clear the air. Because, while it is true that some preexisting conditions can affect the specific premium you pay, they don't automatically ban you from getting the coverage you need to lead a long, healthy life. In this article we will answer some of the most frequently asked questions (FAQ) asked among individuals with pre-existing medical conditions and health issues, and how it relates to getting affordable Chicago health insurance. Read full article
Picking a Health Insurance Plan When Getting Married or Divorced
Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events. And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life. Getting married, or even divorced for that matter, is clearly one of life's greatest game changing events. And regardless of whether you're entering into a new arrangement or parting ways, the ensuing changes will have a significant impact on almost every aspect of your day-to-day life. One area that often gets overlooked and/or taken for granted is health insurance. Read full article
Choosing Treatment Wisely: Emergency Room vs. Urgent Care vs. Doctor's Office Visit
Each one of us will, at some point, experience that unmistakable moment of fleeting panic upon realizing that whatever illness or injury we're suffering from is beyond the healing threshold of simple bandages, an ice pack or mom's chicken soup. Like most cognitive-savvy human beings, our first inclination is to seek out the best care available. This article explains why it is wise to take a deep breath and consider all your options, first. Read full article
Shopping for Insurance After Starting a New Business
Shortly after staring my ad agency in the beginning of 2010, I was
given a crash course on what is arguably the most significant principles
of entrepreneurship: never, under any circumstances, take your health
insurance for granted. It only takes one unforeseen medical disaster to
render all the time and resources you've put into your new business, utterly useless. Read full article
Why Do I Need a Critical Illness Health Insurance Plan?
Critical illness plans, critical care, cancer plans - call them what you will. Because while they clearly go by many names, the financial protection they provide when dealing with a life-threatening disease or serious illness, is universal. Still, there seems to be a great deal of confusion when it comes to understanding what it entails. This article takes a closer look at Critical Illness plans while answering some of the most common questions. Read full article
Why More Employers are Considering HRA Insurance in Illinois
It is no secret that the cost of health care in the United States has continued to skyrocket over the past decade. If you're like many small business owners, you know what a negative impact this can have on your company's bottom line. Medical claims are at all-time record levels, and it has become the norm for many employees to rely on their health insurance policy to cover every doctor's office visit, prescription refill and other common expenses. A growing number of Illinois business owners have found that Health Reimbursement Accounts, or HRA plans, are one of the best way to save money and offer IL health insurance benefits, all while promoting a healthier work environment. Read full article
What to Look for When Shopping for Health Insurance in Chicago
Living in the windy city is an experience that can only be appreciated by those of us who call it home. Whether it's shopping on the magnificent mile, jogging along the lake front or listening to some of the best live jazz in the western hemisphere, few major metropolitans offer such a diverse array of activities to keep life entertaining. With so much to see and do, it goes without saying that it's important to stay healthy if you want to be around long enough to take them all in. Having good health insurance in Chicago is more than just a good idea; it's an integral part in having the peace of mind you need to live well. Read full article